Point estimate, confidence band, selected comparables, full audit trail. Delivered in seconds, reproducible six months later.
HK$1.91 trillion sits in outstanding HK mortgages with no independent pricing reference. The same apartment gets different valuations depending on who prices it. Manual desktop valuations still dominate a market moving toward regulated, standardised benchmarks.
Three independent shifts in the Hong Kong property and banking landscape, all within fourteen months of each other, opened a window for institutional-grade valuation infrastructure.
Every valuation is reproducible. Every input visible. Every output comes with a confidence range, not a single number.
Five automatic data-quality checks remove outliers, duplicates, and non-comparable stock. Only verified transactions enter the model.
Comparable properties ranked by location, size, age, and floor. AI reads listing photos to score condition. Recent sales weighted more heavily. Top 30 comparables selected.
Output is a price band, not a point estimate. Tighter data means tighter range. Sparse data means wider range. Risk teams see uncertainty, not false precision.
Standardised inputs. Explainable outputs. Confidence ranges. Full audit trail. Quantitative methodology inspired by market risk management.
Every output has its drivers visible. Every comparable is one click away. Every valuation can be exported as a PDF client report.
Wan Chai apartment, 560 SF. Point estimate, confidence range, district benchmark, ask vs. sale, and 15 ranked comparables.
Request access and we will walk you through a sample report within 2 business days.